Easy going, twenty-year-old Janet Carter inherited money and property. Her nature and money made her a perfect wife for Gary Henley, a compulsive gambler. Eight years and two children later most of the inheritance is gone, except for a cabin and thirty-five acres on a rugged ridge in North Carolina. When the money ran out, it was time to collect Janet's life insurance. Yet, something at the mountain cabin where Janet takes refuge has other plans.